Barack Obama Speech Addresses Economic Concerns

Barack Obama Speech Addresses Economic Concerns

One of the big buzz topics today is Barack Obama’s speech on race in America. What struck me is that he also lighted on some economic concerns. I think it interesting that he does understand how many Americans are feeling. And it really resonated with me because I grew up white and middle-class, and Barack Obama addressed some of the concerns that I hear from my relatives and acquaintances:

They’ve worked hard all their lives, many times only to see their jobs
shipped overseas or their pension dumped after a lifetime of labor.
They are anxious about their futures, and feel their dreams slipping
away; in an era of stagnant wages and global competition, opportunity
comes to be seen as a zero sum game, in which your dreams come at my
expense.

Some of the ideas I like in Barack Obama’s economic plans for the country include the following:

More jobs in a green economy. This is important. A green economy is essential for the future, since it represents better fuel options for less cost in the long run.
Cutting the amount of money that goes to fund military ventures in other countries.
Public insurance program that would be similar to what government employees get
Barack Obama offers some interesting ideas for the future, and for the economy. And some of his ideas just might affect you.

Do you think Barack Obama would be good for the economy? For your personal finances?

Tags: Barack Obama economy, Barack Obama race in America speech, public insurance program, jobs green economy,
Barack Obama, personal finance blog, personal finances

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Tickets… Get Your Tickets…

Tickets… Get Your Tickets…

I dated an evil woman once.  She possessed many traits that would get her through the gates of hell without a second glance from Lucifer’s most evil gate-keepers.  Chief among those traits was a complete disregard for the passage of time.  Sheryl knew very well what time it was, she just flat out didn’t care.  The world waited for her, that’s just the way it was.  On the other hand, I’m a meticulous person when it comes to the clock.  I have a wonderful appreciation for the fact that the doors on the trains in Germany slide shut PRECISELY when the second hand hits the top of the hour.  Sheryl could be thirty minutes late for a flight, and then call the airline’s customer service group to rebuke them for leaving without her.

 This blog entry is for her.  Why?  Because only Sheryl would be crazy enough to leave a rental car in a “one hour” parking zone for a day (or two) and remain pleasantly oblivious to the accumulation of tickets under the windshield wipers.  Heck, she’d probably return it and berate the attendant into paying for them if he dared approach her about it.  The truth is, if you get a ticket while you’re driving or parking your rental, they will find you!

 What do you do when you get a ticket on your rental car?  You pay it!  There’s a catch though… Let’s say you over stayed your parking space and got yourself a $30 ticket.  You put it in your briefcase with your other receipts and when you get home, you feel the shame and you write a check, mail it, promise yourself you’ll be more careful and that’s it, right?  If you rented the car from Dollar or Thrifty, there are more repercussions coming your way! 

 When a local municipality writes you a ticket, they know it’s a rental (meter maids are annoying, but they’re not stupid).  They will contact your rental company and get your contact information.  That’s how they find you.  Dollar and sister company, Thrifty, handle over 2,000 of these cases per day (I know, I didn’t believe it when I read it either, but its true) and here’s the rub, not only do they assess you a $25 administrative fee; they assume you won’t pay the ticket!  So, even though you paid the ticket, a few weeks later you’ll get a letter from your rental company telling you that you need to pay the $25 and that you need to pay the ticket.

 What do you do?  Well now that you’ve read this entry, you know what a smart idea it is to make a copy of that ticket AND of the check you sent to the municipality that you offended.  If they send you a receipt, keep that too!  You’ll need all of these to make Dollar or Thrifty leave you alone. 

 You know, there’s a reason why some rental companies are cheaper than others.  There are probably several reasons; reasons I don’t care to discover.  When I researched this, I decided that National, Avis, and Hertz will continue to be my favorites.  Some “good deals” have hidden consequences and repercussions.  Of course, you avoid this particular hassle by driving and parking conscientiously and legally within the rules.

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